Nigeria's tech ecosystem is experiencing remarkable growth, with several startups making significant strides in 2025. Here are the top 10 tech startups to watch:
Vesti
A migration fintech company simplifying complex migration and cross-border financial services. In 2024, Vesti invested ₦1 billion in a state-of-the-art software engineering office in Lagos, fostering collaboration and innovation.Flutterwave
A leading fintech company providing seamless payment solutions across Africa. Flutterwave continues to expand its services, facilitating transactions for businesses and individuals.Interswitch
A digital payments company at the forefront of Nigeria's fintech revolution, offering innovative products and services that streamline electronic transactions.Moove
A mobility fintech firm providing revenue-based vehicle financing to drivers. As of 2025, Moove has raised $260 million over 14 funding rounds, with a valuation of $750 million.Kuda Bank
Nigeria's first mobile-only bank licensed by the Central Bank of Nigeria, offering zero-fee banking services and disrupting traditional banking models.FairMoney
A Paris-based startup offering microloans in Nigeria through their mobile app, providing accessible financial services to underserved populations.Opay
A neobank offering personal accounts with a debit card, managing all transactions via a mobile phone, and expanding financial inclusion in Nigeria.Lidya
Utilizing a tech-based credit algorithm, Lidya provides loans to small businesses without credit histories, supporting SME growth in Nigeria.Moniepoint
A fintech company that achieved "unicorn" status after raising $110 million in funding, including investments from Google. Moniepoint offers digital payment solutions and banking services, processing over 800 million transactions monthly, exceeding $17 billion in value.Paystack
A leading fintech startup focusing on payment processing, helping merchants receive payments from customers efficiently. Founded in 2015, Paystack has become a key player in Nigeria's digital economy.
These startups exemplify the innovation and entrepreneurial spirit driving Nigeria's tech industry forward in 2025.
